Loan structure

When it comes to the purchase of property, the loan structure needs to be carefully considered. This can allow you to stretch your dollar further. We look at home loan types, consider what features they offer and if they will reduce your mortgage faster.

By receiving expert loan advice based on your circumstances you can take control and achieve your goals.

Linking an offset account allows you to build funds that can be used, should you encounter any financial problems at a later date. It also reduces the amount of interest you will pay and the term of the loan.

Keep your loan LVR ( loan to value ratio ) under 80% and you will not incur LMI ( lenders mortgage insurance ). Following this strategy reduces costs and could allow for further investments.

We will keep you well informed and ahead of the market with yearly reviews to ensure success